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Business Finance and Lease Options1


Business Solutions Finance Plans

Enjoy the benefits of full ownership from day one

  • Competitive APRs
  • Flexible terms up to 84 months
  • Seasonal payment plan (not available in all states)
  • Unlimited miles
  • No excess wear and use charges
  • New, certified and used Toyota vehicles, and new and used non-Toyota vehicles are eligible
  • Balloon financing available in limited states
    1. Flexible end of term options for large balloon payment depending on state laws and buyers
    2. New, certified and used Toyota vehicles are eligible

Business Solutions Lease Plans

Leverage leasing as an option to help make the best use of your cash flow. Monthly payments may be lower than traditional financing. New and Toyota Certified Used Vehicles are eligible.

Closed End Lease Plan 2

Operate your vehicle potentially without the full cost of ownership

  • A standard closed end lease with flexible terms up to 60 months
  • You are responsible for any excess mileage and excess and use charges at lease end
  • Early termination charges will apply 3
  • At lease end, return the vehicle, or purchase it at the residual value

Open End Lease Plan 2

Drive your vehicle without paying excessive mileage or usage charges

  • A commercial open end lease with a Terminal Rental Adjustment Clause (TRAC)
  • The projected end-of-term value of vehicle (TRAC value) is set at lease inception based on anticipated usage of the vehicle
  • Flexible terms up to 60 months
  • Vehicles can be customized with specialty equipment and paint
  • No mileage restrictions
  • No excess wear and use charges at scheduled maturity
  • Early termination charges will apply3
  • At lease end, purchase the vehicle at the agreed upon TRAC value, or instruct TFS to sell the vehicle. You are responsible for the difference between the net sale amount and the TRAC value, if the amount is less than the TRAC value

TFS Application 1

Vehicle eligibility requirements apply. Subject to credit approval through a participating Toyota dealer and Toyota Financial Services. Not all applicants will qualify. Programs not available in all states.

2Usage exclusions: Vehicles used for rental, livery or for hire(e.g., taxi cabs), emergency, or law enforcement are not eligible to lease under the TFS Business Solutions Program.

3Charges may be substantial if you terminate the lease early.

Programs are subject to change or termination at anytime. Please see your Toyota dealer regarding finance terms, restrictions, state eligibility and program compatibility. Toyota Financial Services is a service mark of Toyota Motor Credit Corporation 

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